Your goodbye wishes matter
Be remembered your way with our award-winning prepaid funeral plans. Start creating something truly personal today.
Your goodbye wishes matter
Be remembered your way with our award-winning prepaid funeral plans. Start creating something truly personal today.
A funeral plan is the easy way to arrange and pay for your funeral in advance, giving you comfort in knowing that costs are covered. It also allows you to choose how you want to be remembered, which can remove any uncertainty your loved ones may have about your final wishes.
Base price £3,225
Pay in full, spread the cost over 6 or 12 months, or pay in monthly instalments over 2 to 25 years
Our lowest cost plan that includes all the essentials for a funeral arrangement
Co-op members save £75
Base price £3,735
Pay in full, spread the cost over 6 or 12 months, or pay in monthly instalments over 2 to 25 years
Our plan that covers cremation fees, no matter how much prices rise
Co-op members save £125
Base price £4,150
Pay in full, spread the cost over 6 or 12 months, or pay in monthly instalments over 2 to 25 years
Our fully guaranteed plan that gives flexibility with the funeral arrangements.
Co-op members save £125
Base price £4,460
Pay in full, spread the cost over 6 or 12 months, or pay in monthly instalments over 2 to 25 years
Our fully guaranteed plan with 5-star ratings from Fairer Finance and Defaqto 4 years running.
Co-op members save £125
^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.
In association with Memoria we also offer a Direct Cremation Plan at £1,490. This low-cost prepaid funeral plan is suitable for those looking to arrange and pay for a direct cremation in advance.
A prepaid funeral plan allows you to plan and pay for your funeral in advance. Many people find comfort in knowing that when the time comes, their family will be protected from unexpected funeral costs, and that all decisions for the funeral have already been made.
Buy a funeral plan online, at a Co-op funeral home, or by calling our funeral planning team on 08000884883
You can choose to pay either in full, in monthly payments over 6 or 12 months, or monthly instalments over 2-25 years.
If you’re paying over 6-12 months, there are no additional charges. However, when paying over 2-25 years, there are additional charges. If you choose to pay in monthly payments, you’ll need to pay a minimum £99 deposit when you buy the plan. You can pay a bigger deposit if you'd like to lower the monthly costs.
Every Co-op funeral plan includes:
Our 4 plans (Simple, Bronze, Silver, Gold) have a different combination of services.
Whichever plan you buy, we’ll send you a plan summary in the post within 10 working days that confirms everything that’s included.
All plans may have extra costs at the time of your funeral. These may include:
• doctors' fees
• where a ceremony or service is held at a different location to the cremation
• for the burial or disposal of ashes
• the cost of buying a grave as prices and availability vary across the UK
• when you’re not a resident of the local area as the local cemetery or crematorium may charge for this
• embalming
Our terms and conditions give a full breakdown of what’s not included in our plans.
Our plans are available to anyone over the age of 18, and we don’t ask any medical or health related questions. If you’re paying monthly over 2-25 years, all payments must be completed by your 80th birthday.
Your funeral will be carried out by one of our funeral directors or one of the associated directors that we have a relationship with such as other regional co-operatives. You'll nominate your chosen Co-op funeral home when you buy your plan, but you can change this if you need to at a later date.
Spread the cost over 6 or 12 months with no additional costs or monthly payments over 2–25 years. If you decide on monthly payments, a minimum deposit of £99 is required when you buy your plan. You can pay a bigger deposit if you’d like to lower the monthly costs.
For more information on monthly payments, read our guide on ways to pay.
