Simple Plan

Our Simple Plan costs £3,225. You can pay this in full in one single payment, spread the cost over 6 or 12 months, or pay in monthly instalments over 2 to 25 years.

Simple Plan

Our Simple Plan costs £3,225. You can pay this in full in one single payment, spread the cost over 6 or 12 months, or pay in monthly instalments over 2 to 25 years.

Our Simple Plan includes:

basic-coffin-2

A basic coffin

With gold effect handles

chapel

Visit in a private remembrance room

In normal working hours with pre-arranged appointment

time-date-restrictions

Date and time of the funeral

Restricted days normally Tuesday-Thursday before 10.30am or after 3pm at our preferred choice of crematorium if a cremation plan is chosen

church minister

Contribution towards defined third-party fees

Includes an inflation linked contribution of £850 towards cremation or burial fees*

Attendant leads a procession of vehicles down a road in parkland

Cortege route

Directly to the crematorium or place of burial from the funeral home

Funeral director leading a funeral procession.

Suitable vehicle and personnel required for the funeral

Vehicle of our choice to take the coffin to the funeral. Co-op personnel are included to help conduct the funeral but not included to carry the coffin

What's not included

There are some things that are not included in the cost of our funeral plans that can be added when the funeral plan is redeemed. These include:

    • Embalming
    • Doctors' fees
    • Flowers
    • Orders of service
    • Newspaper notices
    • Alternative hearses
    • Extra limousines or executive cars

For full details, see our funeral plan terms and conditions.

A customer review of Co-op Funeralcare A customer review of Co-op Funeralcare
The website was easy to navigate with the information I needed to make the right decision. I'd recommend Co-op funeral plans.
5 star review on feefo
A customer review of Co-op Funeralcare A customer review of Co-op Funeralcare
Simple, straight forward and easy to choose a plan. My children won't need to worry about paying for my funeral.
5 star review on feefo

Every Co-op funeral plan includes:

    • The choice between burial and cremation
    • Family support and assistance provided by a funeral director
    • Care and preparation of the person who has died
    • The choice for loved ones to visit a private remembrance room
    • Transfer of the person who has died within a 50-mile radius, 24 hours a day
    • Regular contact with the arranging client to plan the funeral
    • A free call from our Bereavement Notification Service team and bereavement assistance from professional organisations
    • All funeral plans being paid for in monthly payments over 2-25 years will be protected by the Co-op Commitment^
    • You can fully personalise your funeral plan with hymns, songs & readings - we'll keep these wishes safe until your plan is redeemed
    • Advice on any additional products not included in the funeral plan, such as floral tributes, funeral stationery or newspaper notices (to be paid by the client when arranging the funeral)

Pay monthly options

Spread the cost over 6 or 12 months with no additional costs or monthly payments over 2–25 years. If you decide on monthly payments, a minimum deposit of £99 is required when you buy your plan. You can pay a bigger deposit if you’d like to lower the monthly costs.

For more information on monthly payments, read our guide on ways to pay.

Image of a smartphone calculator

Member Price for Simple Plan £3,150

By being a Co-op Member you Save £75 when you buy a Simple Plan. Simple Plan non-member price £3,225.

Become a member

Our awards and ratings

Our Silver and Gold Funeral Plans have received a 5 Star Rating from Fairer Finance.

Defaqto 2021 logo

For 5 years running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 5 years.

  • Our Silver and Gold Funeral Plans have received a 5 Star Rating from Fairer Finance.

  • Defaqto 2021 logo

    For 5 years running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Moneynet has recognised us as being the Best Funeral Plan Provider for the last 5 years.

Does the Simple Plan cover third party fees?

Our Simple Plan includes a contribution of £850 to put towards defined third party fees. This contribution can be used for cremation or burial costs and officiant fees. If the cost of third party fees exceeds the contribution amount, your loved ones will have to pay the difference.

We increase the contribution in April each year to reflect the cost of inflation, this is based on the consumer price index (CPI).

Pen and Paper
Explore our other plans

Summary of our Bronze Plan

Base price £3,735

Pay in full, spread the cost over 6-12 months, or pay in monthly instalments over 2-25 years

Member price £3,610 save £125

  • Wood effect coffin
  • Cortege route direct to the crematorium or place of burial from the funeral home
  • Restricted days for funeral normally Tuesday-Thursday before 10.30am or after 3pm
  • Visit in a private remembrance room in normal working hours with pre-arranged appointment
  • Funeralcare colleagues to carry the coffin
  • A contribution of £1,000 towards defined third party fees (cremation fees are guaranteed)

Summary of our Silver Plan

Base price £4,150

Pay in full, spread the cost over 6 or 12 months, or pay in monthly instalments over 2 to 25 years

Member price £4,025 save £125

  • Choice of 2 wood effect coffins
  • Ability to choose a specific cortege route
  • Mutual agreement on date and time of the funeral
  • Visit in a private remembrance room anytime with pre-arranged appointment
  • Funeralcare colleagues to carry the coffin
  • Fully guaranteed to cover defined third party fees
  • One limousine

Summary of our Gold Plan

Base price £4,460

Pay in full, spread the cost over 6-12 months, or pay in monthly instalments over 2-25 years

Member price £4,335 save £125

  • Choice of 2 quality wood veneer coffins
  • Ability to choose a specific cortege route
  • Mutual agreement on date and time of the funeral
  • Visit in a private remembrance room anytime with pre-arranged appointment
  • Funeralcare colleagues to carry the coffin
  • Fully guaranteed to cover defined third party fees
  • 2 limousines
  • Memorial canvas or item up to an equivalent value

Some common questions

Our plans are available to anyone over the age of 18, and we don’t ask any medical or health related questions. If you’re paying monthly over 2-25 years, all payments must be completed by your 80th birthday.

All of our plans can be personalised to include special wishes and requests. When you buy a plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.

If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.

Your funeral — or that of the person you’re buying the plan for — will be carried out by one of our Co-op funeral directors.

You can tell us which of our funeral homes you want to use when you buy the plan, or you can tell us later. We’ll keep a record of this and let the person arranging the funeral know which one you selected. If you change your mind or move to a different area, just let us know and we’ll update your plan details.

View all our frequently asked questions

*As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.