What to do when someone dies

If someone has died and you need to know what to do, here’s our step-by-step guide to help you.

If they died in another country, or if you need to take someone who has died to another country, find out what to do when someone dies abroad.

What to do when someone dies

If someone has died and you need to know what to do, here’s our step-by-step guide to help you.

If they died in another country, or if you need to take someone who has died to another country, find out what to do when someone dies abroad.

A step-by-step guide on what to do first

From contacting a medical professional to finding a funeral director and registering the death. Here’s a checklist to let you know what to do and when.

On this page:

  1. Verify the death
  2. Contact a Co-op funeral director
  3. Register the death
  4. Check if they had a funeral plan or an over 50’s life insurance policy
  5. Check if you need probate
  6. Arrange the funeral

1. Verify the death

Before you call a funeral director, you must have the death verified by a medical professional. How to do this will depend on where they died.

What to do if they died:

If the death was expected

A medical professional must come to verify the death before you can contact a funeral director. Call their doctor or senior nurse who will come in person to do this.

If they died at night, call NHS 111 and ask for an on-call doctor or senior nurse who can do this. You don't have to do this right away if you would like some time with them.

The medical examiner will issue a 'medical certificate of cause of death', which is needed before you can register the death. They will give the certificate directly to the registrars and let you know once they have sent it.

You will then have 5 days to register the death.

If the death was not expected

If someone dies unexpectedly you must call emergency services on 999. They will contact the coroner (or procurator fiscal in Scotland) to investigate the cause of death.

The coroner will arrange for a local funeral director to collect the person who has died to take them to the hospital mortuary (or city morgue in Scotland). You don’t need to use this funeral director, even if the person has been taken to their funeral home after the investigation is finished.

The coroner will issue a medical certificate of cause of death when they've finished their investigation, but you can still start arranging the funeral in the meantime. Sometimes, an ‘interim’ certificate is issued whilst further investigations are taking place.

If there is an inquest and you need legal advice, Co-op Legal Services can help you.

If the death was expected

The medical examiner will issue a 'medical certificate of cause of death', which is needed before you can register the death. They will give the certificate directly to the registrars and let you know once they have sent it. You will then have 5 days to register the death.

The funeral director will arrange to bring the person who has died into their care directly with the hospital. You do not need to be there on that day.

If the death was not expected

The hospital might need to do a post-mortem examination to find out the cause of death. If they’re unable to find out the cause, the doctor will contact the coroner (or procurator fiscal in Scotland) who will investigate further.

The coroner will issue a medical certificate of cause of death when they've finished their investigation. Sometimes, an ‘interim’ certificate is issued whilst further investigations are taking place. A funeral director can then bring the person who has died into their care. This can be arranged directly with the hospital. You do not need to be there on that day.

If there is an inquest and you need legal advice, Co-op Legal Services can help you.

If the death was expected

Staff at the care home or hospice will contact a medical professional to go in person to verify their death. Once this has happened you can arrange for a funeral director to bring them into their care.

The medical examiner will issue a 'medical certificate of cause of death', which is needed before you can register the death. They will give the certificate directly to the registrars and let you know once they have sent it. You will then have 5 days to register the death.

If the death was not expected

If someone dies unexpectedly at a care home the emergency services must be involved. They will contact the coroner (procurator fiscal in Scotland) to investigate the cause of death.

The coroner will arrange for a local funeral director to collect the person who has died to take them to the hospital mortuary (or city morgue in Scotland). You don’t need to use this funeral director, even if the person has been taken to their funeral home after the investigation is finished.

The coroner will issue a medical certificate of cause of death when they've finished their investigation, but you can still start arranging the funeral in the meantime. Sometimes, an ‘interim’ certificate is issued whilst further investigations are taking place.

If there is an inquest and you need legal advice, Co-op Legal Services can help you.

2. Contact Co-op Funeralcare

Once the death has been verified, you can contact a funeral director. They will ask you for some information about the person who has died, including their:

  • name
  • date of birth (if you don’t know it, you can tell us later)
  • home address
  • the address where they are
  • religion
  • relationship to you

They will also ask if it will be a burial or cremation. You don’t need to know all the answers to these questions. We can find out later.

Find your local funeral home Find your local funeral home
Contact Co-op Funeralcare illustration

3. Register the death

The medical certificate of cause of death will be sent to the registrars by the medical examiner. They will let you know when they have done this.

You can register the death at the Registrar’s Office local to the person who has died. Take the medical certificate of cause of death with you. You should make an appointment before you go.

You can start making funeral arrangements before you’ve registered the death.

How to register a death How to register a death
Register the death illustration

4. Check if they had a funeral plan or an over 50’s insurance policy

Before you pay for the funeral, it's important to check if they had a funeral plan or an over 50’s life insurance policy in place. You can find out by:

  • contacting Co-op Funeralcare on 0800 289 120
  • asking family members
  • checking their will, if they had one
  • checking bank statements or insurance statements
  • asking local funeral directors

To find out how much a funeral could cost in your area, use our funeral cost calculator.

Help with funeral costs

There is some help available when paying for a funeral. Find out how you could receive some help from the government.

Funeral costs Funeral costs
Check if they had a funeral plan or over 50's life insurance illustration

5. Check if you need probate

1 in 2 people will need probate. This is the legal process of dealing with someone's home, money and possessions after they have died. You will only need probate if the person who died:

  • owned a house in their sole name
  • had more than £30,000 in the bank
Check if you need probate Check if you need probate
Check if you need probate illustration

6. Arrange the funeral

We will contact you to make an appointment to start the funeral arrangements. This can be on the telephone, in person at our funeral home or from a home address, whichever is easiest for you.

Before the arrangement meeting, you might want to think about:

  • if it will be a burial or cremation
  • where the service will be held, whether that's a place of worship, a crematorium or one of our funeral service venues
  • music, hymns and reading choices
  • any personal touches you want to add - if it will be celebratory, religious, relaxed, or traditional
  • who will conduct the service, for example a celebrant or religious officiant

Let us know if you need a British Sign Language interpreter at the arrangement meeting.

Our funeral services Our funeral services
Arrange the funeral services illustration

What to do when someone dies - British Sign Language

If someone has died, we can help you.

  • Online

    If you need to arrange a funeral and don't want to speak to someone right now, you can complete our online form and we will call you back within 1 hour.

  • Contact us

    You can also call our central care team on 0808 239 2894

    Contact us

    You can also call our central care team on 0808 239 2894

Bereavement support and advice

However you experience bereavement, we're here to support you. We've got guides, expert advice and other useful resources that deal with some of the issues you may be facing.

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